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De Lloyds Bank Teenage Account Ness . Compare our children's, youth and student accounts. Good money habits for your child start here. The Eye Of Media from theeyeofmedia.com You’ll need to be 18 years old to apply. It’s never too early to teach them about money. Lloyds’ under 19s account lets you choose between a lloyds bank visa debit card with contactless functionality to pay for things in shops and online, or a cashpoint card, which.