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Contra Lowest Insurance Quotes For Car Insurance Ical . According to our rate estimates for kentucky car insurance, state farm offers the cheapest full coverage insurance at an annual rate of $1,083. A minimum limit of $20,000 per crash.cheap car insurance prices pembroke. Importance Of No Deposit Monthly Car Insurance from www.pinterest.com Each state sets its own. State farm is 53 percent cheaper. Just enter your zip code.